SAVE YOUR HOME
Foreclosure Defense - Save Your Home
FAMILYLEGAL Foreclosure Defense Attorneys have successfully defended Thousands of foreclosure cases – often obtaining stays of foreclosure, short sale approvals, cash for keys, and deeds in lieu of foreclosure. Our Foreclosure Defense Attorneys have successfully allowed our clients to obtain home loan modifications under the Home Affordable Modification Program (“HAMP”) and under individual lenders’ in-house modification programs. In some cases, our Foreclosure Defense attorneys have successfully short sold our clients’ homes or investment properties and obtained waivers of the lenders’ right to seek a deficiency judgment. This means the client is no longer obligated to pay any remaining balance of the debt.
Our Foreclosure Defense Attorneys have negotiated “cash for keys” deals on behalf of our clients. In these cases, our clients were paid to leave their homes and forgiven from the balance of the debt. One of the primary reasons to hire FAMILYLEGAL to defend your foreclosure is we are also one of the largest consumer Bankruptcy Law Firms in the country. While filing Bankruptcy may not be your first option, it may be the best option depending on the status of your foreclosure case and your other debt issues. Filing a Chapter 13 Bankruptcy could allow you to obtain a HAMP loan modification while removing the second mortgage from your home and reducing the balance of your unsecured debts. The Foreclosure Legal Process is a stressful experience. Having a knowledgable Foreclosure Defense Attorney defending your interests is critical.
Our Attorneys can explain the process, answer your questions, and advise you on your options, including but not limited to: defending the foreclosure, obtaining a home loan modification, short selling your home, obtaining debt forgiveness and whether filing Bankruptcy is in your best interests. A lender cannot foreclose on your property overnight. Home foreclosure litigation typically takes several months to be resolved. During that time, our Attorneys can work with you to develop a plan to prevent the foreclosure of your home. At the very least, our Foreclosure Defense Attorneys will make sure that a foreclosure's negative impact on your finances is minimized as much as possible.
If you are facing the possibility of foreclosure of your home or other property, Contact Us to discuss your options. Often our clients come to us when it is too late to adequately defend a pending foreclosure. In such cases, we may suggest filing for Bankruptcy to delay or permanently halt the foreclosure proceeding. This delay results from the imposition of the “automatic stay” that goes into effect upon the filing of the Bankruptcy case. When a foreclosure nears completion, Bankruptcy becomes a last resort effort and offers different options to allow an individual to keep their home. If you are nearing the end of a foreclosure or if the defense of your foreclosure is not successful, call us to discuss how a Bankruptcy may allow you to keep your home.
Many of our clients are surprised that they need a Foreclosure Defense Attorney to defend their foreclosure case. Appearing before a judge and explaining your financial hardship may elicit personal sympathy, but the judge must uphold the law. This means that if the bank proves each aspect of its claim with admissible evidence and you are unable to defend yourself with a properly filed affidavit that shows there is a factual mistake in the bank’s claim, the judge has to rule in favor of the bank.
If you are facing foreclosure you must act immediatley. Please Cantact Us today to speak with one of our experienced Foreclsoure Defense Attorneys.